Best Cyber Insurance Companies

108 insurers ranked by the proactive security services they bundle with coverage: not marketing claims, but what each of their 682 products actually includes. Updated from verified provider data.

Companies

108

Products

682

Countries

A-rated carriers

Top 10 by proactive score

Average proactive score across each company's products. One strong flagship cannot hide a weak lineup, so breadth counts.

01
HDI Global
SA
Best-in-class · avg score 382 / 567
24 products · 21 countries · Micro, SME, Mid-market, Large, Multinational
13 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responsePhishing simulation+9 more
NIS2 support (17) · Tech E&O combined (1)
Top product →Compare all 24 →
02
At-Bay Specialty Insurance
SA-
Best-in-class · avg score 332 / 567
1 product · USA · SME, Mid-market
11 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseEmail security+7 more
Tech E&O combined (1)
Top product →Compare all 1 →
03
Zurich
SA+
Best-in-class · avg score 313 / 567
16 products · 15 countries · Mid-market, Large, Multinational
12 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responsePhishing simulation+8 more
NIS2 support (12)
Top product →Compare all 16 →
04
COGITANDA Dataprotect
SB
Best-in-class · avg score 297 / 567
2 products · 2 countries · SME, Mid-market
10 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseTraining & awareness+6 more
NIS2 support (2)
Top product →Compare all 2 →
05
Chubb
SA++
Best-in-class · avg score 293 / 567
25 products · 25 countries · SME, Mid-market, Large, Multinational
13 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responsePhishing simulation+9 more
NIS2 support (14) · Tech E&O combined (1)
Top product →Compare all 25 →
06
Allied World
SA+
Best-in-class · avg score 291 / 567
1 product · USA · Mid-market, Large, Multinational
10 of 15 proactive services
Vulnerability scanningIncident responsePhishing simulationCrisis simulation+6 more
Tech E&O combined (1)
Top product →Compare all 1 →
07
AmTrust Insurance
SA-
Best-in-class · avg score 284 / 567
1 product · USA · SME, Mid-market
8 of 15 proactive services
Vulnerability scanningMDR / EDRPhishing simulationEmail security+4 more
Top product →Compare all 1 →
08
DUAL
AA
Integrated · avg score 263 / 567
38 products · 19 countries · SME, Mid-market, Large, Multinational
7 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseEmail security+3 more
NIS2 support (22) · Tech E&O combined (19)
Top product →Compare all 38 →
09
AXIS Capital
AA+
Integrated · avg score 242 / 567
16 products · 8 countries · Mid-market, Large, Multinational
9 of 15 proactive services
Vulnerability scanningIncident responseTraining & awarenessThreat intelligence+5 more
NIS2 support (10) · Tech E&O combined (8)
Top product →Compare all 16 →
10
Beazley
AA
Integrated · avg score 236 / 567
36 products · 17 countries · Micro, SME, Mid-market, Large, Multinational
8 of 15 proactive services
Vulnerability scanningMDR / EDRIncident responseTraining & awareness+4 more
NIS2 support (22) · Tech E&O combined (7)
Top product →Compare all 36 →

How we rank

Modern cyber insurance is more than a payout after a breach. The strongest policies bundle proactive security services: vulnerability scanning, managed detection and response, phishing simulation, incident response retainers. These reduce the chance you ever file a claim.

Ryskly scores every product on 15 such services, each weighted by its impact on breach probability (the heaviest: vulnerability scanning at 58 points, MDR/EDR at 55, incident response at 48). The maximum product score is 567. A company's ranking score is the average across all of its listed products, and maps to a grade from S (best-in-class, 270+) down to F (indemnity only, no proactive services).

Rankings are recomputed from the live product database, so they stay current as insurers add services or launch products. Financial strength (AM Best) is shown alongside but does not affect the proactive ranking.

All 108 cyber insurance companies

Every insurer listed on Ryskly, ranked by average proactive score. Click a company to compare its products side by side.

#	Company	Grade	Score	Products	Countries	AM Best	Services
1	HDI Global	S	382	24	21	A	13/15
2	At-Bay Specialty Insurance	S	332	1	1	A-	11/15
3	Zurich	S	313	16	15	A+	12/15
4	COGITANDA Dataprotect	S	297	2	2	B	10/15
5	Chubb	S	293	25	25	A++	13/15
6	Allied World	S	291	1	1	A+	10/15
7	AmTrust Insurance	S	284	1	1	A-	8/15
8	DUAL	A	263	38	19	A	7/15
9	AXIS Capital	A	242	16	8	A+	9/15
10	Beazley	A	236	36	17	A	8/15
11	Elpha Secure	A	235	1	1	A+	7/15
12	Ascot Insurance	A	234	1	1	A	7/15
13	CyberContract	A	233	1	1	N/A	7/15
14	BOXX Insurance	A	212	5	4	A	7/15
15	The Hartford	A	207	3	1	A+	8/15
16	CFC	A	201	33	11	A	7/15
17	Coalition	A	201	7	7	A+	6/15
18	AIG	A	193	17	17	A	8/15
19	QBE	A	190	19	18	A	9/15
20	Länsförsäkringar	A	187	3	1	B	7/15
21	Cowbell	A	185	7	3	A+	8/15
22	Brit Insurance	A	184	1	1	A	6/15
23	Liberty Mutual	B	171	16	8	A	6/15
24	Stoïk	B	166	7	7	N/A	4/15
25	Allianz	B	163	28	28	A+	5/15
26	CNA	B	162	7	3	A+	5/15
27	Nationwide Property & Casualty Insurance	B	158	2	1	A+	4/15
28	Mitsui Sumitomo Insurance	B	157	1	1	A	5/15
29	Travelers	B	152	18	13	A++	8/15
30	Helvetia Versicherungen	B	150	1	1	A	5/15
31	Sompo	B	148	7	7	A+	10/15
32	SURA	B	146	2	2	B	8/15
33	K2 Cyber	B	145	1	1	N/R	5/15
34	Trium Cyber	B	141	1	1	A+	3/15
35	Munich Re	B	129	16	8	A+	5/15
36	Aviva	B	128	3	2	A+	6/15
37	HSB	B	125	6	4	A++	8/15
38	Onda Insurance Services	B	122	2	1	N/R	5/15
39	Groupama	B	122	1	1	B	4/15
40	Cylo backed by CGU	C	118	1	1	A+	3/15
41	Generali	C	115	6	6	A	9/15
42	Hiscox	C	114	8	8	A	7/15
43	Markel	C	110	14	14	A	4/15
44	RiskPoint Group	C	99	20	10	A	5/15
45	AXA XL	C	95	26	26	A+	5/15
46	Nirvana	C	94	10	5	A+	3/15
47	Converge Insurance	C	94	2	1	A++	4/15
48	Tata AIG General Insurance	C	92	1	1	B	3/15
49	Parametrix Insurance	C	88	12	6	A	3/15
50	Swiss Re	C	81	38	19	A+	3/15
51	AXA	C	81	10	10	A+	10/15
52	NZI	C	79	2	1	B	3/15
53	Delta Insurance	C	75	3	3	A	3/15
54	Nationale-Nederlanden	C	74	2	1	A	4/15
55	AEGIS Insurance Services	C	74	1	1	A	3/15
56	UNIQA	C	72	3	2	A+	3/15
57	Mosaic Insurance	C	70	17	17	A+	2/15
58	SI Insurance	C	70	2	2	A+	2/15
59	Baloise Versicherung	C	70	1	1	A	2/15
60	Corvus Insurance	C	70	1	1	A++	2/15
61	PZU	C	70	1	1	B	2/15
62	If P&C	C	67	6	6	A+	4/15
63	Tryg	C	66	4	3	B	3/15
64	Resilience	C	62	30	15	N/A	3/15
65	ERGO	C	54	3	2	A+	2/15
66	MAPFRE	C	53	2	2	A	2/15
67	Gjensidige	D	48	2	2	A	1/15
68	Hollard Insurance	D	48	2	1	B	1/15
69	ČSOB Pojišťovna	D	48	1	1	A	1/15
70	GNP Seguros	D	48	1	1	A-	1/15
71	ICICI Lombard General Insurance	D	48	1	1	B	1/15
72	KBC Insurance	D	48	1	1	A	1/15
73	Pohjola Insurance	D	48	1	1	A	1/15
74	Vero Insurance New Zealand	D	48	1	1	B	1/15
75	Zavarovalnica Triglav	D	48	1	1	A	1/15
76	Bajaj Allianz General Insurance	D	45	1	1	B	1/15
77	Centraal Beheer	D	42	1	1	A+	2/15
78	Schweizerische Mobiliar Versicherungsgesellschaft	D	32	1	1	B	1/15
79	Anadolu Anonim Türk Sigorta Şirketi	D	28	1	1	B	1/15
80	Tokio Marine	D	20	17	16	A++	3/15
81	Arch Insurance	D	20	7	7	A+	1/15
82	АО «СОГАЗ»	D	20	1	1	B	1/15
83	Starr	D	14	13	13	A	1/15
84	AEGIS London	D	12	1	1	A	1/15
85	Berkshire Hathaway Specialty Insurance	D	12	1	1	A++	1/15
86	Colonnade Insurance	F	0	2	2	A-	0/15
87	Antares Syndicate 1274	F	0	1	1	A	0/15
88	CPIC P&C	F	0	1	1	B	0/15
89	Croatia Osiguranje	F	0	1	1	A	0/15
90	Euclid Cyber	F	0	1	1	A-	0/15
91	Harel Insurance	F	0	1	1	B	0/15
92	HDFC ERGO	F	0	1	1	B	0/15
93	Kooperativa poisťovňa, a.s. Vienna Insurance Group	F	0	1	1	A	0/15
94	Kooperativa pojišťovna	F	0	1	1	A	0/15
95	MSIG Insurance	F	0	1	1	A	0/15
96	Omniasig Vienna Insurance Group	F	0	1	1	A	0/15
97	PICC P&C	F	0	1	1	B	0/15
98	Rokstone Underwriting	F	0	1	1	A	0/15
99	Samsung Fire & Marine Insurance	F	0	1	1	A+	0/15
100	Santam	F	0	1	1	A-	0/15
101	Sukoon Insurance	F	0	1	1	A	0/15
102	Topdanmark	F	0	1	1	B	0/15
103	Trivora Insurance	F	0	1	1	N/R	0/15
104	Wiener Städtische Versicherung	F	0	1	1	A	0/15
105	АО «АльфаСтрахование»	F	0	1	1	B	0/15
106	СберСтрахование	F	0	1	1	B	0/15
107	СПАО «Ингосстрах»	F	0	1	1	B	0/15
108	平安产险	F	0	1	1	B	0/15

Frequently asked questions

How many cyber insurance companies are there?

Ryskly currently tracks 108 companies offering cyber insurance, with 682 distinct products across 57 countries. The list includes global carriers, regional insurers and specialist MGAs, each verified from provider materials.

What is the best cyber insurance company?

There is no single best insurer for every business, but ranked by the proactive security services bundled with coverage, the strongest lineups today come from HDI Global (average score 382), At-Bay Specialty Insurance (332) and Zurich (313). The right choice also depends on your country, company size and whether you buy direct or through a broker.

How does Ryskly rank cyber insurance companies?

Each product is scored on 15 proactive services (vulnerability scanning, MDR/EDR, incident response, phishing simulation and more), weighted by how much each service reduces breach risk. A company's rank is the average score across all of its listed products, so one strong flagship cannot hide a weak lineup. Scores map to grades from S (best-in-class) to F (indemnity only).

Which cyber insurance companies are financially strongest?

78 of the 108 listed companies are backed by an AM Best rating in the A range, including HDI Global, At-Bay Specialty Insurance, Zurich, Chubb, Allied World and AmTrust Insurance. AM Best ratings measure an insurer's ability to pay claims, which matters most on large losses.

Can I buy cyber insurance directly from these companies?

35 of the 108 companies offer at least one product you can approach directly; the rest distribute through insurance brokers. Each product page on Ryskly lists the relevant contact route, including crisis hotlines where available.

Compare all products →Browse by country →

Best Cyber Insurance Companies

Top 10 by proactive score

HDI Global

At-Bay Specialty Insurance

Zurich

COGITANDA Dataprotect

Chubb

Allied World

AmTrust Insurance

DUAL

AXIS Capital

Beazley